Protect your future

Navigate Your Divorce with Financial Clarity

Divorce is one of the most significant financial transactions of your life. While a lawyer manages the legal process, a Divorce Financial Consultant ensures the numbers work for your future. I provide the data-driven insight you need to move from uncertainty to a clear, stable path forward.

Why Work with a Divorce Financial Consultant in Mediation?

Separation decisions are best made in an environment that supports clarity, balance, and informed choice. A Divorce Financial Consultant helps both parties understand the financial landscape so agreements are built on transparency, realism, and long-term sustainability.

“Do we both understand the numbers the same way?”
I organize and clarify financial information so both parties are working from a shared, accurate understanding of assets, debts, and support considerations—reducing confusion and unnecessary conflict.

“What do these options mean in real life?”
I help model practical financial scenarios, such as different housing or support arrangements, so parties can see how choices may affect cash flow, stability, and future planning.

“How do we reach a workable financial agreement?”
I support the mediation process by translating financial information into clear, accessible terms, helping parties explore options and reach agreements that are realistic, balanced, and informed.

Not all mediation and divorce support services have a Chartered Professional Accountant on staff and accessible to their clients. Many rely on external referrals or generalized financial tools. At Clearpoint, we intentionally do more. we work in close collaboration with other professionals to ensure decisions are grounded in professional accuracy not assumptions.

The advantage of working with a Divorce Financial Consultant supported by a CPA is clarity without guesswork. Divorce often raises complex questions about income, CRA obligations, tax consequences, pensions, RRSPs, and post-separation cash flow—areas where mistakes can be costly and difficult to undo. Having CPA expertise allows these issues to be addressed directly, including CRA matters, while our mediators focus on helping clients understand their options and the real-world impact of their decisions. The result is a more informed, efficient process that supports long-term financial stability.

What Financial Documents Will You Need?

☐Income tax returns (last 3 years)

☐Notice of Assessment (CRA)

☐Bank account statements (last 6–12 months)

☐Credit card statements

☐Loan or line of credit statements

☐Property documents (mortgage, deeds, appraisals)

☐Pension valuations

☐RRSP/TFSA/RESP statements

☐Business financial statements (if self-employed)

☐Household bills (utilities, phone, internet)

☐Pay stubs (last 3 months)

Stand-Alone Divorce & Separation Financial Consulting

(No Mediation Required)

What This Service Includes

• Initial financial intake meeting to identify issues, scope, and required disclosure

• Guided collection and review of financial documents, including income, assets, debts, pensions, and property

• One or more financial consultation meetings (as required within scope) to review calculations and options

• Preparation of:

  • Child support calculations (Ontario Child Support Guidelines)

  • Spousal support analysis

  • Net Family Property equalization

  • Matrimonial home considerations

• Review of RRSPs, TFSAs, pensions, business income (if applicable), and liabilities

• Consideration of tax and CRA implications as they relate to separation

• Written financial summary suitable for lawyer review, negotiation, or mediation elsewhere

Flat Fee
$2,400 + HST total
(Shared cost of $1,200 per person when retained jointly, or $2,400 when retained by one individual)